Last updated – 28 May, 2026
How to Refer Friends and Family on Achieve by Petra
Achieve Points are our way of rewarding you for helping friends and family start their investment journey with achieve by Petra.
Simply share your unique referral link or username with people in your network. To qualify, your referral must sign up using your referral link and enter your username in the “How did you hear about Achieve?” section during registration.
Once your referral completes their sign-up and makes their first payment, both of you will be rewarded with 10 Achieve Points. The more people you refer, the more points you can earn.
How It Works
- Earn 10 Achieve Points for every successful referral.
- Your referral also earns 10 Achieve Points when they make their first payment.
- There is no limit to the number of referrals you can make.
- Points can be redeemed at any time in multiples of 10 (e.g., 10, 20, 30, 40, etc.).
Redeeming Your Points
When you redeem your Achieve Points, the equivalent value is automatically credited to your DigiSave account and invested on your behalf.
Funds redeemed into your DigiSave account become accessible after 30 days. To access your money, simply submit a withdrawal request from your DigiSave account through the Achieve by Petra app.
Start referring today and turn your network into rewards while helping others build better financial habits.
For New Users
Step 1: Download the Achieve by Petra App
Download and install the Achieve by Petra app from your device’s app store.
Step 2: Complete Your Registration
Sign up and complete the Know Your Customer (KYC) verification process by providing the required personal information and identification documents.
Step 3: Start Investing
Once your account is verified, subscribe to an investment product such as DigiSave or any other available investment option.
Step 4: Make Your First Contribution
Fund your investment account by making your first payment. Your referral will only be considered successful after this first contribution is completed.
For Existing Users
Step 1: Update Your App
Ensure you are using the latest version of the Achieve by Petra app for the best experience.
Step 2: Access Your Profile
Open the app and tap Profile from the homepage.
Step 3: Open the Referral Section
Locate and tap the Referral Banner displayed beneath your name or username at the top of the Profile page.
Step 4: Share Your Referral Link
Under the Ways to Refer section, tap Share Link to send your unique referral link via WhatsApp, Facebook, X, SMS, email, or any platform of your choice.
Step 5: Alternatively, Share Your Username
You may also share your Achieve by Petra username directly with friends and family who would like to invest.
Step 6: Guide Your Referral Through Sign-Up
Help your referral:
- Download the Achieve by Petra app
- Complete the registration and KYC process
- Create an Investment Account or Goal Account
Step 7: Ensure They Make Their First Payment
Your referral will be successfully completed once the new user makes their first contribution or payment into their investment or goal account.
How much will be credited to my DigiSave account when I redeem my referral points?
- You will earn GHC 10 for every referral who signs up with your referral link or username and makes a payment