
FixedInvest is a low-risk investment option provided by licensed financial institutions. It allows you to invest an amount for a defined term (e.g., 3 months, 6 months, 1 year) and earn a fixed return.
What’s the minimum amount I can invest?
You can start with just GHS 1,000 — much lower than traditional bank minimums.
What are the available terms?
With FixedInvest, you can choose from three flexible investment terms:
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91 days (3 months)
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182 days (6 months)
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365 days (1 year)
How do I earn returns?
You earn a fixed interest on the amount you invest (your principal) for the term you choose.
The longer you keep your money invested, the more interest you earn.
When do I get my money back?
Your principal plus accumulated interest is paid to you at the end of your chosen term.
Is my money safe?
Investing typically involves some level of risk. However, we have ensured the risks are minimal by conducting due diligence and ensuring our partners are licensed and meet our criteria before offering their products on achieve by Petra.
How do the returns compare to regular savings accounts?
Returns on FixedInvest are typically up to three times higher than regular savings accounts returns.