Want to fix your phone, buy that dream car, or finally take that trip you’ve been putting off without falling off track? With achieve by Petra’s Locked Goals feature, you can set a clear target and stay committed to it. Locking your goal helps reduce the temptation to withdraw funds early, giving your future plans the discipline they deserve.
Setting it up is easier than you think. Let’s walk you through it.
How to Create a Locked Goal
- Open the Achieve by Petra app and tap “Explore” on the homepage.
- Select “Goals.”
- Tap the plus (+) icon in the bottom right corner.
- Choose the fund you want to invest your goal in (e.g., DigiSave, Global Tech, Eurobond Trust).
- If you know how much you want to invest and by when, tap “Yes.” Otherwise, select “No” and hit “Proceed.”
- Name your goal with something meaningful like “Car Fund” or “Emergency Repairs.”
- Enter your target amount and target date.
- Set how often you’d like to invest, whether daily, weekly, or monthly.
- The app will calculate how much you need to set aside each time to hit your goal.
- Set up an automated top-up for your goal.
- Choose your top-up schedule, time, and preferred payment method (Mobile Money or card).
- Pick the wallet you’ll use for funding, then tap “Proceed.”
- On the summary page, toggle the “Let’s Lock In!” button to activate the lock feature.
- Review all the details and tap “Confirm.”
Your goal is now locked, funded, and on track.
Pro Tip: Locking your goals helps build discipline. When your money is out of sight and out of reach, it’s easier to stay consistent and watch your progress grow.
Ready to make that goal a reality?
Set it. Lock it. Achieve more on the go!
