Let’s be real—building wealth sounds like something reserved for people with six-figure salaries or “financially stable” uncles/aunties. But here’s the truth: you don’t need to be rich to start investing. You just need a mindset shift, the right tools, and a little consistency.
Whether you’re earning a small monthly income or freelancing your way through life, there’s a path to building a financially secure future and it starts now.
Why “Pay Yourself First” Is Only Half the Story
You’ve probably heard the advice: “Pay yourself first.” It means setting aside money for your savings or personal use before you do anything else. But what if we told you there’s a better version of that?
Invest first.
Before you spend, before you send Momo, before you even treat yourself; Invest.
Why? Because investing grows your money over time. Saving is great, but investing is how you build wealth. It’s how GHS100 today becomes GHS1,000 over time. It’s the habit that creates options, freedom, and stability in the future.
But I Don’t Earn Much. Can I Still Invest?
Yes, you can. Here’s how to start, even on a tight budget:
- Shift your mindset
Don’t wait to “have more” before you start. The earlier you begin, the better. Even GHS20 a week consistently can build up over time. It’s not about how much, but how often. - Cut out the guilt, not just the spending
You don’t have to cancel all the fun things. Just be intentional. If you can afford to buy airtime or stream content, you can afford to invest. Track your spending and create space for your future self. - Automate your investments
Set it and forget it. Use achieve by Petra’s auto top-up feature that will let you automate small investments regularly—weekly or monthly. You won’t feel the pinch, and your money will be growing in the background.
Why achieve by Petra is the Perfect Partner for Your Journey
If you want to invest smart and stress-free, achieve by Petra has your back. Whether you earn daily, weekly, or monthly, achieve by Petra offers convenient, automated financial solutions built just for you.
Here’s why Gen Zs and Young Professionals Love achieve by Petra:
✅ Simple to use: Sign up, set your investment goal, and automate contributions.
✅ Transparent: No hidden fees, no confusing terms—what you see is what you get.
✅ Affordable: Start small, grow steadily. No need to break the bank.
✅ Fully digital: Invest from your phone. Anytime, anywhere.
✅ Safe and secure: Powered by Petra Securities Ltd, a SEC regulated broker.
It’s like having a smart money assistant in your pocket—guiding you to build the future you deserve, no matter your current income.
Your Takeaway
You don’t need to earn big to think big. Every GHS20 invested today is a vote for the life you want tomorrow. Start with DigiSave on the achieve by Petra app.
So before you “pay yourself,” invest in yourself. Start where you are. Use what you have. And let achieve by Petra help you make it happen.
Ready to Start?
Download the achieve by Petra app, set your first investment goal, and begin your journey to financial freedom—one smart move at a time.
